Why create a
new blockchain?
Stablecoins enable instant, borderless, programmable transactions, but current blockchain infrastructure isn’t designed for them: existing systems are either fully general or trading-focused. Tempo is a blockchain designed and built for real-world payments.
Optimized for
real-world flows
Tempo was started by Stripe and Paradigm, with design input from Anthropic, Coupang, Deutsche Bank, DoorDash, Lead Bank, Mercury, Nubank, OpenAI, Revolut, Shopify, Standard Chartered, Visa, and more.
If you’re a company with large, real-world economic flows and would like to help shape the future of Tempo, get in touch.
Transform how
your business
moves money
01 :: Purpose-built payments capabilities
Optimize your financial flows with embedded payment features, including memo fields and batch transfers.
02 :: Speed and reliability
Process over 100,000 transactions per second (TPS) with sub-second finality, enabling real-time payments at a global scale.
03 :: Predictable low fees
Transform your cost structure with near-zero transaction fees that are highly predictable and can be paid in any stablecoin.
04 :: Built-in privacy measures
Protect your users by keeping important transaction details private while maintaining compliance standards.
Performant and
scalable for any
payments
use case
01 :: Remittances
Send money across borders instantly, securely, and at a fraction of traditional costs.
02 :: Global payouts
Pay anyone, anywhere, in any currency—without banking delays or fees.
03 :: Embedded finance
Build compliant, programmable payments—in any stablecoin—directly into your products.
04 :: Microtransactions
Enable sub-cent payments for digital goods and on-demand services.
05 :: Agentic commerce
Facilitate low-cost, instant payments for agents to autonomously execute transactions.
06 :: Tokenized deposits
Move customer funds onchain for instant settlement and efficient interbank transfers.
Technical
features
01 :: Fee flexibility
Pay transaction fees in any stablecoin.
02 :: Dedicated payments lane
Transfer funds cheaply and reliably in blockspace that’s isolated from other activity.
03 :: Stablecoin interoperability
Swap stablecoins, including custom-issued ones, natively with low fees.
04 :: Batch transfers
Send multiple transactions onchain at once with native account abstraction.
05 :: Blocklists / allowlists
Meet compliance standards by setting user-level permissions for transactions.
06 :: Memo fields
Speed up reconciliation with offchain transactions by adding context that’s compatible with ISO 20022 standards.
Frequently
asked questions
01 :: How is Tempo different from other blockchains?
Tempo is an EVM-compatible L1 blockchain, purpose-built for payments. It doesn’t displace other general-purpose blockchains; rather, it incorporates design choices that meet the needs of high-volume payment use cases. These include predictable low fees in a dedicated payments lane, stablecoin neutrality, a built-in stablecoin exchange, high throughput, low latency, private transactions, payment memos compatible with standards like ISO 20022, compliance hooks, and more.
02 :: Who can build on Tempo?
Tempo is a neutral, permissionless blockchain open for anyone to build on. We’re currently collaborating with global partners to test various use cases, including cross-border payouts, B2B payments, remittances, and ecommerce. Interested in working with Tempo? Request access to our private testnet here .
03 :: When will Tempo launch?
We’re providing select partners with priority access to our testnet now. Contact us here if you’re interested.
04 :: Who will run validator nodes?
A diverse group of independent entities, including some of Tempo’s design partners, will run validator nodes initially before we transition to a permissionless model.